Our Team

David C. Scott, Esq.
President

David Scott graduated from Occidental College in 1994 and worked in New York at Tiffany & Co. and Polo Ralph Lauren in corporate sales.  He graduated from Whittier Law School in 2001 after completing course work in International Law at Temple University in Tokyo, Japan.  He joined Binder and Binder in 2001 and became a Senior Attorney in 2004.  In 2006 he joined Silverado Funding as house counsel.  David became President in 2009 and serves as chair of the loan committee.  David is a member of the State Bars of New York and Oregon.  He is also a licensed loan originator with the National Mortgage Licensing System and real estate broker in Oregon.

Karen Lord Castaneda, CPA
Chief Financial Officer & Managing Member

Karen Castaneda graduated from Portland State University in 1988 and has been a CPA since 1994. She has worked in the real estate industry for over 15 years and has been with Silverado Funding since its inception. Karen has experience as both an accounting professional and entrepreneur. As the CFO and a managing member, Karen oversees all financial and operational functions of the company. She is a member of the loan committee and an integral part of strategic planning and business development. She has opened and operated small businesses in the health care industry and traffic control services as well as holding various accounting positions in the high tech, timber and construction industries. She is a member of the Oregon Society of CPA’s and American Institute of Certified Public Accountants. Karen lives with her husband and two children in Tigard, Oregon and is a member of an all-women’s ski club and recreational alpine racing team.

E. Michael Moone

E. Michael Moone graduated from UCLA in 1962 and worked at Procter and Gamble until 1973. He joined Beringer Vineyards became President in 1983. In 1990 he left Beringer to become President of Stouffer Foods. Michael put together an investor group in 1994 and purchased Beringer, Stag’s Leap and Chateau St Jean ultimately executing an IPO on the NYSE. In 1995 Michael bought Luna vineyards in Napa and in 1999 sold Beringer for $1.6 billion to Fosters Group. Subsequently Michael formed Silverland Properties which controls 18,000 acres of California grape lands. He is a founder, owner, and member of the loan committee of Silverado Funding.

William Bacigalupi

William Bacigalupi is co-owner of Napa Recycling and Waste Services which contracts with the city of Napa, CA to provide waste management services. Bill’s companies operate a transfer station in south Napa County and contract with the City of Paradise, CA and Butte County for waste services. He recently founded and served as a board member of the Charter Oak Bank where he was also the chair of the loan committee. Bill is a founder, owner, and member of the loan committee of Silverado Funding.

Sandi Balada
Office Manager

In addition to office management, Sandi assists in both the accounting and loan department functions including account reconciliations, payroll, loan and property insurance, rehab draws and payoffs. She has been involved with the operations of a real estate office for 19 years and currently is licensed in Washington State as a real estate broker and maintains a principal broker license in the State of Oregon. Her resume includes an extensive background in bank and loan operations. Sandi enjoys playing the piano, cooking and relaxing with her family and Labrador Retrievers.

Nancy J. Griffin
Loan Closing & Processing

Nancy currently works in our Loan Department processing loans from application to funding and works closely with our banks in obtaining required documentation. She has been with Silverado Funding since May, 2008 and began by preparing payoffs, processing rehab draws and drawing closing documents. Her background includes over 20 years of experience in the Mortgage Industry and she lives in the Portland area with her husband and two daughters.

Jessica M. Rybka
Loan Processing & Servicing

Jessica started with Silverado Funding in 2008 and currently works in the Loan Department. Her responsibilities include loan processing, client contact, collections and special projects. She has worked in the Real Estate Financial Services Industry for over 12 years. Jessica lives in Tigard, Oregon with her husband and daughter. She enjoys gardening, cooking, and spending time outdoors.

Cynthia Shoffitt Schnee
Accounting & Administration

Cynthia joined our team over a year ago and brought many years of accounting experience with her. She is currently responsible for accounts payable, accounts receivable as well as administrative and reception duties. Cynthia has worked in the travel and health care industries and enjoys yoga, the Oregon Coast, collecting native artifacts and bird watching.