Our Team

David ScottDavid C. Scott, Esq.

NMLS ID#157331

David Scott graduated from Occidental College in 1994 and worked in New York at Tiffany & Co. and Polo Ralph Lauren in corporate sales.  He graduated from Whittier Law School in 2001 after completing course work in International Law at Temple University in Tokyo, Japan.  He joined Binder and Binder in 2001 and became a Senior Attorney in 2004.  In 2006 he joined Silverado Funding as house counsel.  David became President in 2009 and serves as chair of the loan committee.  David is a member of the State Bars of New York and Oregon. David is Silverado Funding’s Loan Originator and while in that role Silverado has funded loans on over 1000 single family residential homes. These new construction and rehab loans have been for commercial purposes and total over $225,000,00. David lives in the Portland, has two children, and is an avid cyclist and snowboarder. David is also a two-time IRONMAN Triathlon finisher.

Mike MooneE. Michael Moone

E. Michael Moone graduated from UCLA in 1962 and worked at Procter and Gamble until 1973. He joined Beringer Vineyards became President in 1983. In 1990 he left Beringer to become President of Stouffer Foods. Michael put together an investor group in 1994 and purchased Beringer, Stag’s Leap and Chateau St Jean ultimately executing an IPO on the NYSE. In 1995 Michael bought Luna vineyards in Napa and in 1999 sold Beringer for $1.6 billion to Fosters Group. Subsequently Michael formed Silverland Properties which controls 18,000 acres of California grape lands. Mr. Moone is a  member of the advisory board for Silverado Funding.

William BacigalupiWilliam Bacigalupi

William Bacigalupi is co-owner of Napa Recycling and Waste Services which contracts with the city of Napa, CA to provide waste management services. Bill’s companies operate a transfer station in south Napa County and contract with the City of Paradise, CA and Butte County for waste services. He recently founded and served as a board member of the Charter Oak Bank where he was also the chair of the loan committee. Mr. Bacigalupi is a member of the advisory board for Silverado Funding.

Sandi Balada
Controller & Office Manager

In addition to office management, Sandi assists in both the accounting and loan department functions which includes account reconciliations, payroll, preparing Comparative Market Analysis’s and construction draws. She has been involved with the operations of a real estate office for 19 years and currently maintains a principal broker license in the State of Oregon. Her resume includes an extensive background in bank and loan operations. Sandi enjoys playing the piano, cooking and relaxing with her family and Labrador Retrievers.

Jessica M. Rybka
Loan Account Manager

Jessica started with Silverado Funding in October 2008 and currently works in the Loan Department. Her responsibilities include loan processing from application to funding, client contact, collections and property insurance. She has worked in the Real Estate Financial Services Industry for over 19 years. Jessica lives in the Portland area with her husband and daughter. She enjoys gardening, cooking, kayaking and spending time outdoors.